Georgia Bankruptcy Attorneys

End Creditor Harassment With Experienced Bankruptcy Counsel

If you are receiving calls from creditors about past-due bills, or if your family is being harassed because you are behind on car or mortgage payments, you do have options. Do not allow the stress of your situation to overcome your ability to act. Take steps now to stop the harassment and get a fresh financial start.

At Arnold Law Firm, LLC, in Brunswick, our Georgia bankruptcy lawyers can help you obtain the debt relief you need to move forward in life. Fill out our online bankruptcy case evaluation form or call us at 912-638-1121 to schedule an appointment to discuss your debt concerns.

Chapter 7 Bankruptcy

Filing bankruptcy under Chapter 7 allows you to eliminate your unsecured debt, including credit card debt, as long as you meet the requirements of the Chapter 7 means test. This test looks at your income, minus certain exemptions, and then compares it to the average median income in Georgia. Our experienced bankruptcy attorneys know how to evaluate your income and debt to determine if you meet this means test. We are also highly thorough in all Chapter 7 bankruptcy petition filings, so you can rest assured that your case will be handled with care.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy, also known as the wage-earner's bankruptcy, is an option available to Georgia residents who do not meet the Chapter 7 means test. Under Chapter 13, you are assigned a three- or five-year payment plan that allows you to pay off debt to the best of your ability. At the end of a successful payment plan, all remaining unsecured debt is eliminated. Chapter 13 can also help you avoid foreclosure or repossession of your family vehicle.

Bankruptcy Alternatives

Bankruptcy is not the only option available to many individuals facing extensive debt. For many Georgia residents, a better way to handle debt is either through an alternative to bankruptcy, including loan modification or debt consolidation. These options enable you to gain control over your debt while also avoiding the mark of bankruptcy on your credit report. During your initial consultation, we will walk you through all of your debt relief options to help you determine which route best fits your situation.

Contact a Brunswick Chapter 7 Bankruptcy Lawyer

For experienced debt relief counsel in the Brunswick area, contact our law firm to schedule an appointment with one of our bankruptcy attorneys.

We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.